| If you are looking for Irish Bank Ratings, keep in | | | | #2) LONG lines |
| mind that there are plenty of banks to choose | | | | If you are a "face to face" person--and like |
| from - so many that finding the right one can be | | | | managing your money at a physical branch--plan |
| a real hassle. | | | | on bringing some reading material. All the online |
| To prevent information overload, here are a | | | | Irish Bank Ratings can attest to this. |
| review of the top ones NOW. | | | | AIB |
| The Bank of Ireland (BOI) | | | | This is the other of the BIG TWO. |
| This is one of the BIG 2 in the region-- Allied Irish | | | | Pros |
| Banks (AIB) is the other. There are pros and cons | | | | #1) Many services |
| to BOI so here they are. | | | | They are basically a "one-stop" shopping mall for |
| Pros | | | | financial services. Whether you want a loan... credit |
| #1) Customer service | | | | card... student account... even a "graduate |
| This is one of their strong suits-which is rather | | | | account"... they have what you need. |
| surprising for a company so large. If you are a | | | | Cons |
| "face to face" person than you will love the | | | | #1) Customer service |
| service you get at most branches. | | | | This is probably their weakest point. As with most |
| Cons | | | | national companies they do have customer |
| #1) Overdraft charges | | | | service issues, and they aren't the fastest financial |
| One thing they have a tendency to do is to | | | | institution around. |
| occasionally put "overdraft charges" on your | | | | Quite simple, they aren't the most organized |
| account when your account is NOT overdrawn. | | | | branch around-and like BOI plan on waiting awhile |
| Obviously you can usually make things right-but | | | | before talking to a teller. |
| it's a tremendous hassle to grow through. | | | | |